- Google Pay announced plans to add Klarna as a buy now, pay later (BNPL) lender last year.
- The integration is now live, and US shoppers can use Klarna’s Pay in 4 and financing options for purchases on select Android apps and websites.
- To use Klarna as a BNPL lender through Google Pay, existing users must link their Klarna account, while new users need to complete the onboarding process within Google Pay.
Google Pay introduced a buy now, pay later (BNPL) feature last year to help users easily split payments for big-ticket purchases into installments. Although initially limited to select merchants, Google swiftly expanded the feature to more online stores and Android apps in partnership with BNPL lenders Affirm and Zip. The company later added Afterpay to offer users more flexibility at checkout and announced that Klarna would soon join the list. That integration is now officially live.
Google Pay users in the US can now utilize Klarna’s Pay in 4 and financing options on select Android apps and websites that offer Google Pay at checkout. The Pay in 4 option allows users to split payments into four fixed, interest-free installments for purchases over $35. Klarna also offers financing for higher-ticket items, with the option to split monthly repayments over an extended period starting at 0% APR.